Team Head of Unsecured Credit Risk Management

Location: Hong Kong
Job Type: Permanent
Reference: 04_260719
Sector: Finance & Accounting

Responsibilities:

  • Support the retail unsecured lending & retail credit business and product development team in determining the risk profiles
  • Responsible for the formulation of credit policies and develop product programs to support new business/product launches
  • Provide necessary portfolio analyses and credit performance forecasts, and to review financial proposition with the Business to ensure good growth
  • Regularly review and formulate policies to reflect changes in risk and competitive dynamics in the market place
  • Work closely and build a cooperative relationship in dealings with regulators
  • Support the marketing programs launches through effective management of program risks and profitability
  • To monitor new acquisition/portfolio performance and daily margin management for wealth management lending
  • Develop, implement and monitor the use of application & behaviour scorecards and other risk management tools/systems
  • Streamlining credit operations and controls

Requirements:

  • University Degree
  • Post Degree qualification
  • Experience in unsecured lending and retail credit risk
  • Strong knowledge in retail banking credit risk
  • Good command of spoken and written English